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Cyber Tip Newsletter
Summer is finally here and for many of us that means it's time to get away! It's not surprising that many cyber criminals target travelers. Luckily, with a little care it's possible to protect yourself and avoid potential problems. Read More
PHISHING EMAILS AND YOU
When it comes to email, we’ve all come across a phishing email that appeared to be a legitimate email. Phishers take advantage of the fact that it is difficult to know with absolute certainty with whom you are communicating via email. They use this uncertainty to pose as legitimate businesses, organizations, or individuals, and gain our trust, which they can leverage to convince us to willingly give up information or click on malicious links or attachments. Read More
WHY STRONG UNIQUE PASSWORDS MATTER
Cybersecurity experts continually identify the use of strong, unique passwords as one of their top recommendations. However, this is also one of the least commonly followed recommendations because unless you know the tricks, it’s difficult to remember strong, unique passwords for every login and website. Read More
AVOIDING ONLINE TAX SCAMS
Some tax scams occur when fraudulent tax returns are filed in the victim’s name while other variants occur when the malicious actors call the victim and pretend to be Internal Revenue Service (IRS) agents. In addition, there are malicious actors who use the tax season to spread malware and phishing emails. Read More
THE HIDDEN COSTS OF A DATA BREACH
A data breach is the intentional or unintentional release of information into an untrusted environment. Occasionally the release is accidental, but sometimes malicious actors specifically target retail stores, healthcare companies, or government agencies for the express purpose of gaining access to protected information, which they can use for financial gain. Read More
GETTING YOUR DEVICE AND CHECKING IT TWICE
In last month's newsletter, we talked about how you can minimize your risk of identity theft and malicious cyber activity while doing your online holiday shopping. In this month's issue, we'll focus on another aspect of the holiday season: that new device you get or give during the holidays. Whether it's a smartphone, laptop, desktop, tablet or another device, check out the below tips to help protect your new technology and secure your personal data. Read More
SAFE ONLINE SHOPPING
It's that time of year again - food, fun, parties, and lots of online shopping. Online shopping can be a savior, allowing you to find the perfect gift while saving time, but it can also end with identity theft, malware on your computer, and other cyber unpleasantness. Read More
THE HARM IN PASSWORD REUSE
Every day malicious cyber-actors compromise websites and post lists of usernames, email addresses, and passwords online. While this can be embarrassing, such as when thousands of government employees email addresses and passwords were exposed during the recent Ashley Madison breach, it also leaves users open to follow-on potential attacks due to password reuse. Read More
SUN, SAND AND CYBER SECURITY
Every summer, vacationers put their house lights on timers and their mail on hold when they travel away from home. It's just as important when taking a vacation to take similar precautions with good cyber habits. Many cyber criminals specifically target travelers. Read More
Crafty online criminals roam the Internet with the hope of gaining access to your checking account and personal information. To help thwart their efforts, it’s important to know how to protect yourself and your money. Here are some tips to get you started.
Regularly update your passwords
Although financial institutions such as First National Bank have advanced security systems in place to protect customer data, you need to do your part, too. For starters, create strong passwords that consist of a mixture of upper- and lowercase letters, symbols, and numbers. Change your passwords on a monthly basis, and don’t share them with anyone.
Monitor your balances
Keep a close eye on your checking and other accounts. If you spot an odd transaction that you think may be fraudulent, inform the financial institution, card issuer or service provider right away. The sooner you do that, the better your chances are of fixing the situation.
Whether you’re at home or work, always sign out of online financial accounts after you’ve finished looking at them. Furthermore, protect your home computer by installing antivirus and malware software, and run monthly scans of your system.
Use your best judgment when shopping online. If a website doesn’t look legitimate, think twice before you supply your credit card information. Be particularly careful when using Wi-Fi connections in public places. Many public Internet access points are not secured and don’t encrypt the traffic they carry.
Protect yourself against card skimming
Try to avoid using ATMs in sketchy locations such as gas stations, since these are popular among card-skimming criminals who copy your card information to make purchases of their own.
The bottom line
Preventing fraud and identity theft requires a combination of careful maintenance, planning and common sense, which you should rely on whenever surfing the Internet or withdrawing money. A proactive approach goes a long way in ensuring that your financial information doesn’t fall into the hands of cybercriminals.
Tony Armstrong, NerdWallet
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